Credit Card or Medical Debt


Getting Credit Card Debt Under Control
To some decree, most people have experienced the problem of getting easy money through credit cards only to find the easy money is difficult to pay back because of the high interest that goes with it. The minimum payment suggested by the credit card companies usually just keeps the debt going without repaying on the original loan. Credit cards  are certainly profitable for the companies that offer them but it creates a system that can get out of control quickly and easily. If you find yourself in this trap, filing a bankruptcy action might be the best way to help you escape this bad situation.
 
Both Chapter 7 and Chapter 13 can help you get the situation under control. Chapter 7 allows you to discharge out the credit card debt and Chapter 13 allows you to repay the credit cards to the extent your current income and expenses allow you to do so. Which one is best for you can be determined by an experienced bankruptcy attorney. Bankruptcy attorney Gregory Harris has helped Arkansans get out of credit card debt for over 20 years. Contact us at the Harris Law Firm or call us at 501-372-6985 or set an appointment online.
 
Medical Bills
It only take one unexpected illness to create real financial problems. Even people who think they have good insurance can be shocked at how quickly medical bills pile up that are not fully covered by insurance.
 
Like credit card debt, both Chapter 7 and Chapter 13 can help you get the situation under control. Chapter 7 allows you to discharge out the medical debts and Chapter 13 allows you repay the credit cards to the extent your current income and expenses allow you to do so. Which one is best for you as far as medical debt can also be determined by an experienced bankruptcy attorney. Bankruptcy attorney Gregory Harris has helped Arkansans get out of medical debt for over 20 years. Contact us at the Harris Law Firm or call us at 501-372-6985 or set an appointment online.
 
Filing Bankruptcy Puts the Law on your Side
When credit card or medical debts go unpaid, legal actions almost always occurs one way or the other. By filing a bankruptcy action, you file a legal action first that puts the law on your side and allows you to regain control of your finances. It allows you to control your finances in an orderly and predictable manner that protects you from disruptions like lawsuits and garnishments over credit card or medical debt.  It helps put you back on track so you never get in this situation again.
 
Let Us Show You How We Can Help
We offer free consultation in order for you to make an informed decision as to whether bankruptcy is right for you. There is never a fee unless you decide to file.  Contact us at the Harris Law Firm or call us at 501-372-6985 or set an appointment online. If you do have any creditors that have been especially rude or relentless, we will call them directly and make sure they leave you alone. We will help you regain your peace of mind.