Credit Card or Medical Debt
Getting Credit Card Debt Under Control
Credit card debt is one of the most difficult debts to repay due to the high interest rate usually charged on these type accounts. The minimum payment suggested by the credit card companies usually just keeps the debt going without doing much to repay the balance. While credit cards are certainly profitable for the companies that offer them, they create a system that can easily get out of control. If you find yourself in this trap, filing a bankruptcy action may be the best way to help you get out of this bad situation.
Both Chapter 7 and Chapter 13 can help you get the situation under control. Chapter 7 allows you to discharge out the credit card debt and Chapter 13 allows you to repay the credit cards to the extent your current income and expenses allow you to do so. Which one is best for you can be determined by an experienced bankruptcy attorney. Bankruptcy attorney Gregory Harris has helped Arkansans get out of credit card debt for over 25 years. Contact us at the Harris Law Firm—call 501-372-6985 or set an appointment online.
It only take one unexpected illness to create real financial problems. Even people who think they have good insurance can be shocked at how quickly medical bills pile up that are not fully covered by insurance.
Both Chapter 7 and Chapter 13 can help you get the situation under control. Chapter 7 allows you to discharge out the medical debts and Chapter 13 allows you repay the bills to the extent your current income and expenses allow you to do so. Which one is best for you as far as medical debts can be determined by an experienced bankruptcy attorney.
Filing Bankruptcy Helps You Gain Control
When credit card or medical debts go unpaid, legal actions almost always occur one way or the other. By filing a bankruptcy action, you file a legal action first that puts the law on your side and allows you to regain control of your finances. It allows you to control your finances in an orderly and predictable manner that protects you from disruptions like lawsuits and garnishments. It helps put you back on track so you never get in this situation again.
Let Us Show You How We Can Help
We offer free consultation in order for you to make an informed decision as to whether bankruptcy is right for you. There is never a fee unless you decide to file. Contact us at the Harris Law Firm—call 501-372-6985 or set an appointment online. If you do have any creditors that have been especially rude or relentless, we will call them directly and make sure they leave you alone. We will help you regain your peace of mind.
Let us help you get a fresh new start.
Our Pledge To You
• We will consult with you without charge. There is no fee unless you decide to file.
• We will make the process affordable for you. Our Fees and Costs »
• We will do all the paperwork. No stacks of confusing forms.
• Your case will be handled by an attorney, not a legal assistant.
• We will be with you every step of the way to make sure you get a fresh start.
The Harris Law Firm has over 30 years experience in helping Arkansans file both Chapter 7 and Chapter 13. Give yourself a fresh new start — call us at 501-372-6985 or set an appointment online. We offer free consultations. There is never a fee unless you decide to file.
We represent clients in most of Arkansas including Pulaski County, Jefferson County, Faulkner County, Garland County, Lonoke County, Hot Springs County, Saline County, Little Rock, North Little Rock, Hot Springs, Malvern, Benton, Bryant, Cabot, Conway, Pine Bluff, Searcy, Sherwood, Jacksonville, Russellville and Lonoke. See Arkansas Counties We Practice In for a full list. We are a debt relief agency. We help Arkansans file for bankruptcy relief under the Bankruptcy Code. No information on this website or contact through this website should be interpreted as giving legal advise or creating an attorney-client relationship. Please read our Terms and Conditions page.